Alison, Thank you very much for your support with the OCC FHA Testing Focus Review 2020-52 and for making the file review request a top priority! I truly appreciate your oversight of the thorough, detailed review performed by your team of the 62 files, notes and system data and summarizing your questions and comments for discussion. This was a large undertaking and your knowledge, subject matter expertise and commitment is truly valued! During the soft-close meeting with the OCC on 9/17/20 the OCC stated that we "did not treat Hispanics differently and met FHA requirements. Our processes are consistent and they did not see variances in our processing." The exit meeting and Supervisory Letter are forthcoming. Thank you again for all of your efforts and dedication, as well as your amazing partnership!